Annual Information Statement
What is the AIS (Annual Information Statement)?
The AIS (Annual Information Statement) is a summary the Income Tax Department keeps of the income reported against your PAN for a year — salary, interest, dividends, capital-gains sales, and the tax already paid on your behalf.
You download it from the income-tax portal as a password-protected file. KarSuvidha reads it automatically to pre-fill your return, so you barely type anything.
What's inside your AIS?
Your AIS pulls together the income reported against your PAN for the year, including:
- Salary paid to you and the tax (TDS) deducted on it
- Interest from banks and other sources
- Dividends from shares and mutual funds
- Capital-gains sale entries for shares and mutual funds
- Advance tax and self-assessment tax you've already paid
- TDS deducted by others (rent, professional fees, and more)
AIS password — how to open the file
Your PAN in lowercase, immediately followed by your date of birth as DDMMYYYY.
For PAN ABCDE1234F born on 1 January 1990, the password is abcde1234f01011990.
How to download your AIS
- 1Log in to the income-tax portal
Sign in at the income-tax e-filing portal (incometax.gov.in) with your PAN and password.
- 2Open the AIS section
Go to the Annual Information Statement (AIS) area from Services or your dashboard.
- 3Pick the year and download
Choose the assessment year you're filing for, then download the AIS. KarSuvidha reads the JSON download directly.
- 4Open it with your password
The file is password-protected — use your PAN in lowercase followed by your date of birth (DDMMYYYY).
AIS vs Form 26AS vs Form 16
- AIS (Annual Information Statement)
- The broadest view — most categories of income reported to the tax department, plus tax paid. Used to pre-fill your return.
- Form 26AS
- A tax-credit statement — focuses on TDS, TCS, advance tax, and high-value transactions. A subset of what the AIS shows.
- Form 16
- From your employer only — your salary and the TDS deducted on it for the year.
How KarSuvidha uses your AIS
Upload your AIS and we read the numbers off it — salary, interest, dividends, tax paid — so you barely type anything.
The file is unlocked and read in your browser. Your AIS password isn't sent to our servers to decrypt it.
From there we pre-fill your return, compute your tax under both the old and new regimes, and default to whichever costs you less.
AIS — frequently asked
- What is the AIS password?
Your AIS downloads as a password-protected file. The password is your PAN in lowercase, immediately followed by your date of birth written as DDMMYYYY.
For example, for PAN ABCDE1234F with date of birth 1 January 1990, the password is abcde1234f01011990.
- Where do I download my AIS?
Log in to the income-tax e-filing portal, open the Annual Information Statement (AIS) section, choose your assessment year, and download it.
It comes as a password-protected file — the password is your PAN in lowercase plus your date of birth (DDMMYYYY).
- Is the AIS the same as Form 26AS?
No. The AIS is broader — it lists most categories of income reported against your PAN, plus the tax paid.
Form 26AS is narrower: a tax-credit statement focused on TDS, TCS, and advance tax. It's effectively a subset of the AIS.
- Do I need my AIS to file with KarSuvidha?
It helps a lot, but it isn't mandatory. Your AIS lets us pre-fill most of your return automatically.
If you don't have it, your Form 16 alone is enough to start — or you can enter everything by hand.
- Is my AIS data safe with KarSuvidha?
Your AIS file is unlocked and read in your browser, and your data is isolated to your account — other users and unconnected CAs can't see it.
We only ever produce a draft return for you to file yourself; we never submit anything to the income-tax portal automatically.
- My AIS is for a different year — which one do I use?
Use the AIS for the year you're filing. Income earned in financial year 2025-26 is filed in assessment year 2026-27, so you'd use the AIS for AY 2026-27.